Online loan Philippine app is a handy tool for people who need money. However, it is important to choose a reliable lender. That is why I will discuss a few options for you to consider. Depending on your needs, you may want to try Easycash, UnaCash, Juanhand or Digido.
Easycash
Easycash is a legitimate financial billease contact us lending company that offers an easy loan application process and a quick loan approval. In fact, it is one of the best options available in the market for people who need fast money.
The company is registered with the Securities and Exchange Commission (SEC) and has a Certificate of Authority number 640. It has also passed all the necessary inspections.
It provides loans to Filipinos in need of emergency funding, which they cannot get through traditional banking systems. For example, it provides small business credit, OFW loans, auto and personal credits. These are among the most popular types of online loans in the country.
Easycash also offers a variety of physical platforms for the repayment of credits. Loans can be repaid through GCash, Dragonpay or over the counter in the Easycash business office.
Digido
A loan from DigiDo is an easy way to access cash quickly and conveniently. Users can choose their loan amount and term. The amount is paid directly to their bank account. Whether you want to pay your bills, buy an item, or even start a business, you can count on DigiDo.
To apply for a loan, you need to provide an issued ID card and an active mobile number. In addition, you need to have a stable source of income.
DigiDo provides online loans that are available to Filipinos. There are no limits to the amount you can borrow and the loan is approved in less than 4 minutes.
Loans from DigiDo are repaid in 7 to 180 days, if you make your payment on time. If you find that your need for money is more than what you can repay, you can request a loan extension.
Juanhand
Juanhand is a mobile app designed to provide Filipinos with fast and easy loans. It is operated by WeFund Lending Corp., a subsidiary of FinVolution Group, one of the leading financial technology firms in Asia.
Aside from quick loans, Juanhand offers a variety of other features. For instance, it has a 24-hour online switchboard for urgent lending needs. In addition, the company guarantees security for its transactions.
While there are a number of other loan apps in the Philippines, Juanhand stands out. The company has been helping Filipinos in need more than once in 2020.
According to the company’s website, Juanhand was created as an alternative to the conventional loan process. Unlike other loan applications, Juanhand does not require you to have a bank account. Moreover, it offers low interest rates, making it an attractive option for people who are currently struggling to pay their bills.
My Home Credit
Home Credit is a popular consumer finance company that offers a wide range of loans. It provides affordable and flexible installment plans. The loan application process is fast and hassle-free. Customers can also choose their own repayment schedule.
In order to apply for a Home Credit loan, applicants must first download the My Home Credit online loan app. This app is available for both Android and iOS devices. Once downloaded, users must fill out an application form with their personal details. A representative from Home Credit will contact the applicant to provide a personalised quote.
If the applicant is approved for a Home Credit loan, the funds will be disbursed directly to the nominated bank account. Applicants can choose to make payments by cash, debit card or through direct bank transfer.
UnaCash
UnaCash Philippines is an all-digital loan application that can help you out with your money needs. This online loan company has an easy to understand process that requires minimum requirements. It is registered with SEC and complies with the legal standards. Moreover, it has flexible repayment terms.
The best part of using this service is that it offers you the lowest interest rates. You can get up to PHP 30000 with just an android mobile and an internet connection. However, this depends on your credit score. If you have a good credit score, you may qualify for more.
Before you can apply for a loan, you must have a valid ID and bank account. Applicants must also provide proof of income. Once you have successfully completed the online loan application, you will be notified via an SMS.